Rising health care costs are punching a big hole in our pocket & savings. Just paying a small insurance premium are the best solution for the future (if any) financial losses. So, just avail health insurance policy to save from financial problem from worries of hospitalization.
BENEFIT OF HEALTH INSURANCE POLICY.
Do you believe that you never need health insurance policy because you are fit & fine ?
Do you believe that only benefit of health insurance policy is reimbursement of expenses in the event of hospitalization !!!
With health insurance policies you can avail benefit of CASHLESS HEALTH INSURANCE and also you can save tax U/s.80D under given limit.
With growing ages your health and income may come down and you can face problem with them. For every senior citizen health insurance policy with life time renewal facility is the best option.
SOME OTHER BENEFIT:
Some health insurance plans offer a daily lumsum amount of compensation against your daily expenses for each of hospitalization apart from your medical bill i.e. DAILY CASH BENEFIT. No records or proof require for this. This amount amount is predefined with the policy term & condition.
The fixed pre-defined benefit type of medical insurance policies provides a fixed lump sum payment upon diagnosis and confirmation of certain critical illnesses like cancer, stroke, paralysis, kidney failure etc. Irrespective of the actual amount spent by the insured, he or she receives the lump sum amount which can be used to fund rehabilitation or on lifestyle adjustment, etc.
Health care system in India has evolved with preventive health check-ups and improved diagnostics. Certain progressive insurance companies offer benefits that are generally not associated with the health insurance policies. Some such benefits are :
**Free Consultation with the doctors
** Free health check-ups etc.
The fixed pre-defined benefit type of medical insurance policies provides a fixed lump sum payment upon diagnosis and confirmation of certain critical illnesses like cancer, stroke, paralysis, kidney failure etc. Irrespective of the actual amount spent by the insured, he or she receives the lump sum amount which can be used to fund rehabilitation or on lifestyle adjustment, etc.
Health care system in India has evolved with preventive health check-ups and improved diagnostics. Certain progressive insurance companies offer benefits that are generally not associated with the health insurance policies. Some such benefits are :
**Free Consultation with the doctors
** Free health check-ups etc.
TAX BENEFIT FOR TAX PAYERS:
As per Budget 2015 tax benefit of Rs.25,000/- given U/s 80D for Medical Insurance Premium Paid.
An additional amount of Rs.30,000/- is available for premium paid for senior citizen.
