Life After Life With Life Insurance

Life-After-Life-With-Life-Insurance
One of my client asked me "why every alternate day an LIC Agent came to me and asked to buy an insurance policy? How I can buy if not able save to afford premium amount? I ask him just to imagine "you are the head of the family and only earning member. You have a good job, own flat, kids taking education in good school. But suppose unfortunately you are no more or no-more earning as now, then............. " that person silence for some time. Again I asked can you again imagine that your family can live without you as comfortable as now. They need money to fulfill their needs even in your absence... so we people come and tell you to do some for future cash requirement.
Always remember loss of an income always creates a dent in the financial plans of any family, and if that income is the only income, the damages can be very severe.
Nothing can be done to compensate for the emotional loss of the family. But we do something to take care of them financially when we are not there.
Therefore we can secure our family's financial future by buying a life insurance policy. Besides do not overlook benefits of a life insurance during your lifetime, especially if you are young. Here  I am listing some reasons for buying Life Insurance Policy.
1. Life After Life : As I illustrated above there are life after your life who need money to survive and fulfill their requirements. They are your dependent spouse, your child, your mother-father whom you love so much.
2. Supplements for your Retirement Goals: With a life insurance plan, you can ensure you have a regular stream of income every month till you survive. So, invest some money in  Pension Fund scheme.
3. Tax Saving Purpose: The premium you pay on an insurance policy is eligible for maximum tax benefit upto Rs.1.50 Lakh under section 80C. And give you a tax free return at the time of Maturity or death under section 10(D) of IT Act, 1961. So, you can save tax with insurance policies irrespective of what plan you buy. 
4. Peace of Mind: We all knows death is unavoidable. Atleast you can do this for your family to secure their financial future. Even if it is a small policy, you know that you have done all you can.
5. Forced Saving Tools: If you are not able to invest thou this investment forcefully ask you to save some money for future. If you choose a traditional or ULIP policy, you pay a premium each month, means each month savings.
6. Delay Cost More: Life insurance policy run on uncertainties. Now you are healthy so you can buy a life insurance but if you are ill your policy may be rejected. Buying life insurance early is cheaper than buying later. 
7. Helpful in Debt-dealing: If you have any home loan or car loan, you must not want your family to deal with financial liabilities during a crisis. Any outstanding debt either home loan, auto loan, personal loan or credit card outstanding will be taken care of if you have right (amount) insurance policies.
8. Fulfill Long-Term Goal: Life insurance a tool for long-term investment. It may help you to achieve your future goals such as buying home, fund for higher education of your child.

Using life insurance as an investment tool might make sense for some people in some situations - usually high net-worth individuals looking for a way to minimize income taxes. For the average person, it may fulfill their future financial needs.

Tax benefit on Payment and Maturity of Life Insurance Premium

Tax_benefit_on_Payment_and_Maturity_of_Life_Insurance_Premium
People are using Life insurance policies as tax planning tool as premium paid on Insurance Policies are eligible for tax benefits under Section 80C of the Income Tax Act 1961 (Act) and Maturity Proceeds are also eligible for exemption under section Section 10(10D)  and  Section 10(10A)(iii)
Life Insurance helps Assessee in saving tax, achieving their long term goals and it also provides Comprehensive financial protection against unforeseen events of their family.
Deduction U/s. 80C in respect of life insurance premium
Maximum Limit – Maximum Deduction allowed under this Section is Rs. 1.50 Lakh and the sum includes payment on other allowable investment option available Under Section 80C of the Income Tax Act,1961. It is to be further noted that combined Maximum limit of deduction under Sec 80C & 80CCC & 80CCD (1) is Rs 1,50,000.
Restriction on Deduction limit: Deduction will be allowed only for premiums upto a maximum of 10% of the sum assured for policy issued on or after April 1, 2012. In case of policy issued before March 31, 2012, deduction will be allowed only for premiums upto a maximum of 20% of the sum assured.
Allowable on Payment- Only life insurance premium paid or deposited during the year are allowable as deduction under Section 80C. 
Disallowance: 
The deductions claimed earlier will be taxable as income if the policy is terminated either by notice or by failure to pay any premium in case of,

Single Premium Policy : within 2 years after the commencement date
Regular Premium Policy : before premiums have been paid for 2 years.
Individual and Hindu undivided family (HUF) can take tax deduction's benefit u/s 80C. It can be paid :-
(i) in the case of an individual (Resident or Non Resident)
- On his own life
- On Wife/Husband (Dependent or Not)
- Child
- Major or Minor (Dependent or Not
- Married or Unmarried Daughter / Son (Dependent or Not)
(ii) in the case of a Hindu undivided family (HUF), any member thereof;
Please note that life insurance premium paid by you for your parents (father / mother / both) Brother, Sisters or your in-laws is not eligible for deduction under section 80C.
If you are paying premium for more than one insurance policy, all the premiums can be included.
It is not necessary to have the insurance policy from Life Insurance Corporation (LIC) – even insurance bought from private players can be considered here.
Tax-ability on Maturity
Section 10(10D)
The proceeds under a life insurance policy are exempt under Section 10(10D) of the Act, subject to the provisions of the said section.
Section 10(10A)(iii)
Commuted Pension received from Pension fund (Pension Plans approved by IRDA) would be tax-free.
Goods And Service Tax (Earlier Service Tax) on Life Insurance Premium
All premiums and charges are subject to applicable taxes (i.e. GST) as applicable under the prevailing tax laws.


Alerts! LIC To Their Policy-Holder

Alerts_LIC_To_Their_Policy-HolderThere are billions of people in India who have taken Life Insurance from Life Insurance Corporation of India. People have strong faith on this Corporation. So, there are lot of fraud/cheating happen with LIC policyholder by some cheater. Hence Corporation guides/ alert their policy holder in time to time about these kinds of frauds and ask to be safe with advisory.
This advisory is for all those policy holder who have any kind of policy taken from Corporation or willing to have in future.

1. Corporation always suggest to get register & enroll their policy on their portal www.licindia.in to check status with other information and pay premium online.

2. If you are paying premium thru cheques then issue infavour of "Life Insurance Corporation of India" and make it "Account Payee Only" by drawing two parallel line on top left corner or  above cheques number bar. Do not issue your cheque in other name to pay your LIC premium.

3. Before signing policy document you should read the form properly. Don't sign it in hurry. This will    keep you safe in future.

4. Do not hand over your Original Policy documents to any agent or person. Corporation do not authorise any person to collect Original Policy Document.

5. Beware ! from fictitious offers thru phone calls. It does not guarantee that if any unknown person saying that they calling from LIC then they must be from LIC. Do not entertain online policy payment on their suggestion. Check and be confirm before doing this.

6. Corporation never calls for Bonus or its due installments. They did not hire any recovery agent for collecting this.

7. LIC advice you always your net banking to pay premium thru its web portal.

For any other info please call us at :: 9958781151.


Do You Know Why LIC is Safe !!!

Call-LIC-Agent-Pradip-9958781151In 1956, when the life insurance industry was nationalized, Parliament directed the LIC to take the message of life insurance to every part of the country. It also directed the Government to guarantee the sums assured (including any bonuses declared) under all policies issued by, as well as those taken over by, the corporation (Sec.37 of the LIC Act).

In the Symbol of LIC Logo, there are two words.."Yogakshemam Vahamyaham" writtern in Sanskrit. This was said by Lord Shri Krishna to Arjun in Kurukshetra. It means" Your Security is My Responsibility."

Here is the proof that investment in LIC is fully secure by Central Government of India. As per Section 37 of LIC Act, "The Sum Assured by all Policies issued by the Corporation including any bonuses declared in respect thereof and, subject to he provisions contained in Section 14 the amount assured by all policies issued by an insurer the liabilities under which have vested in the Corporation under this Act, and all bonuses declared in respect thereof, whether before or after the appointed, day shall be guaranteed as to payment in cash by the Central Government" 

This is the proof why LIC is the king in insurance market. Why people of India trust more on it  than any other insurance company. You can compare here Monthly Business Report of IRDA. 

This is Trust by the People, for the People because in every PUBLIC there is LIC. No other company can guarantee you about your invested money. Can any ??

Can any company guarantee you if they become failure in insurance business that company or any other agency/governement on behalf of that company will return your all investment along with accrued bonuses.

In service of last 61 years LIC has given security to your love one in your absence about taking care by returning all investment along with accrued bonuses and other loyalty addition (if offered) or by insurance amount to the right nominee/heir. 

Over the last 60 years, the corporation has not only carried out this directive in both letter and spirit but also paid to the Government thousands of crores in the form of tax and dividend.

Read also THE INSURANCE LAWS (AMENDMENT) ACT, 2015

So, have trust and go with LIC. Call your trusted LIC Agent Pradip Roy 9958781151 / 8178662909 to book new policies. 

You can Download here LIC Act.

Register and Get Facility with LIC eService Portal

LIC has comes up with some new features with Lic’s e-service. You can register your policies at LIC portal with some simple steps and save lots of time.
Lic’s e-service is an initiative is to provide you with on demand service within a few clicks! You can now have many of the functionalities that were available only at branch office, Now it will be online at your fingertips. To avail this facility you have to get register as customer on LIC portal.
How to get Register on LIC Portal:
Register-and-Get-Facility-with-LIC-eService-PortalFirst you have to visit www.licindia.in  , click on the tab “New User “ , select your own USER ID & Password and provide all the other necessary information . Now you are a registered customer portal user.

LIC’s e-services portal for customers has come up with a lot of new facilities. Now if you register you can avail the following benefits: 


1.  Online Payment Facilities:
This facility provided to pay renewal premium dues, payment, repayment and loan interest due of loan through net banking, debit card, credit card, BHIM, UPI
2.   POLICY Schedule:
First page of policy bond which constitutes policy schedule will be displayed.

3.   Policy Status :
Basic detail of policy will be displayed such as plan, term, sum assured, date of commencement, first unpaid premium etc.

4.  Bonus Status :
     Total bonus accumulated under the policy will be displayed.

5.  Loan Status :
Present loan position will be displayed such as total loan outstanding under the policy, due up to which loan interest paid etc.

6.  Claim Status:
This option will display date of survival benefit (if any) or maturity benefit due under the policy during the policy term.

7.  Revival Quotation:
Revival quotation will be provided in case of lapse  policies.

8.  Premium Due Calendar:
Detail of premium due during the year (month wise) will be displayed.

9.  Premium Paid Certificate:
Individual policy – it provides history of premium paid under a single policy during the financial year.
Consolidated – it provides history of premium paid under all the registered own life policies of the user.

10. Claim History:
 This option will provide details of any claim paid under the policy with NEFT/  Cheque details, date of payment and amount of payment.

11.  Policy bond/proposal form image;
 Scanned image of the policy bond as well as proposal form will be displayed for enrolled  policies.
12.  Grievance registration:
Facility to register a complaint /grievance with insurer.

In future the benefits will further be enhanced. If you face any problem in registering, you may contact us/your Agent or to your nearest LIC Branch.


Service Tax Paid on Insurance Premium U/s.80C

Service-Tax-Paid-on-Insurance-Premium-U/s.80C
Many question arise about "can we take benefit of paying service tax paid on Insurance Premium!" If we check insurance premium receipts properly we get that the we pay three cost heads; Net Premium + Service Tax + E. Cess. On this basis final gross premium is calculated.

Now question is "can we take claim under section 80C of service tax paid along with insurance premium?"

The current tax rules states that "any amount paid to keep in force a life insurance policy qualifies for a tax deduction under section 80C." It is a common perception that Premium Paid all Life Insurance Policies are qualifies for deduction under section 80C of Income Tax Act, 1961. 

As per Section 80C(2) of the Income Tax Act, 1961 any amount paid to an insurer to buy or to keep a life insurance policy in force can be claimed as a deduction from gross total income by the policy holder. This implies that premium paid for a life insurance policy can be deducted from gross total income before arriving at taxable income subject to certain condition.

Section 80C(2) also clarifies that in order to claim the deduction from gross total income fro a particular year the gross amount of premium must be paid or deposited in that particular financial year itself.

But when you ask insurance provider to provide Total Insurance Premium Paid Statement then they will provide you only statement of net premium paid

Tax experts interpret this to mean that the entire premium inclusive Service Tax and Cess, qualifies for a tax deduction.

Ideally, you need to mention the entire premium or gross premium for the purpose of availing a tax deduction under section 80C.

Procedure to Get Duplicate LIC Bonds

LIC Bond is the written contract form between insurer and insured, it is the most important documents from LIC point of view. And it is the main evidence for the policy holder that they are insured from LIC of India. So, keep it safe.
How-To-Get-Duplicate-LIC-Bond?
If it is misplaced due to some reason due to Shifting or theft or fire or any other reason you are not able to locate/find it then you can apply for duplicate LIC Insurance Policy bond.      

There are some documents and procedures to arrange and follow to get it from your your LIC Branch.

1. Go to your LIC Home Branch and ask the procedure.
2. Get Form No.3762 get type this details on Non-Judiciary Bond Papers of Rs.100/- as self                      declaration and get it notarize from the notary.

Along with above documents with One Photo ID and Address Proof  Submit these documents to your home branch. LIC may charge you some Stamp Charge require to be pay by applicant. The Stamp Charges may differ from Plan to Plan and value to Sum Assured (Sum Assured is the amount that an insurer agrees to pay on the occurrence of an event). Don't forget to take receipts for the same.

These procedure may take normally 5 to 7 working days. If facing any problem and want to know more about all these kindly contact me.

Which is better Paid-Up or Surrender?

Which-is-Better-Paid-Up-of-Surrender-of-LIC-Policy !!
A life insurance policy in which if all the premium payments are complete till some specified period and insured person is free of all payment obligations and the policy stays intact until insured's death or termination by its maturity or Surrender of the policy is called Paid-Up Policy.

Life Insurance Policies usually last the insured person's lifetime or maturity period, but some some policies can be paid up completely till a specified period. Only Traditional Life Insurance Plans can be a Paid Up Policy. 

It is calculated as the ratio of number of premium paid to the total number of premiums payable multiplied by the Sum Assured value.

 i.e. Paid-Up Value = No. of Premium paid /No. Premiums Payable X Sum Assured.


For Example:  Pradip has one traditional Endowment Policy having Sum Assured Value Rs.2,00,000/- and the policy tenure is 16 years. Unfortunately Pradip did not able to continue his policy after continuing is upto 8 years full premium paid. 
Now from very next year he did not paid any due premium to make it continue, hence very next year this policy become automatically a Paid-Up policy.

Which is better Paid-Up or Surrender of Policy?
Now, Pradip has two option either he can go and surrender his policy by providing all necessary documents to the branch or let it become Paid-Up.

Also Read : How To Surrender An LIC Policy ??

A Policy can be paid-up from next premium due. Suppose I continue my policy up-to 8 years and from next year I fail to pay premium then it become automatically Paid-up to its proportionate to its  premium paid ; Payable And Sum Assured.

Every Insurance Plan has it surrender value which can be known from servicing branch. Its is approx 30% of Sum Assured in regular plan and up-to 90% in single premium plan.

If we calculate in both condition then we can make comparison itself and understand which is better. For Example you have S.A.=2,00,000/-; Tenure - 16 Years; Premium - Rs.13000 (Approx); Premium Paid up-to full 8 years.

Surrender Value : Rs.2,00,000 X 30% = Rs.60,000/-  (Immediate Payment)

Paid-Up Value : Rs.2,00,000 X 8/16 = Rs.1,00,000/- + Vested Bonus  (Payment after death or maturity)

You can decide which is better. On Surrender you will get immediate payment while on letting Paid-Up of Policy you will get after death or maturity which ever is earlier)

LIC Delhi Branch Addresses And Email ID

LIC-Delhi-Branch-Address-and-email-IDHere  I am giving you list of all LIC India branches situated in Delhi. It will help you to find its address as well as email ID to communicate with your home branches or servicing branches. LIC India has allotted email id to its all branches in a smart way. 
Suppose you are looking email id of branch 11J then email id will be BO_11J@LICINDIA.COM in same way you can write email by creating email id of your servicing branch in same as above.
Branch Name
Branch Type
Branch Code
Address
Pincode
LIC of India, Delhi CAB 1021
BO
1021
LIC of India, Delhi CAB 1021 18/60, Geeta Colony Delhi
110031
LIC of India, Rohini Branch Office
BO
12T
7th  Floor,Sachdeva Corporate  Tower D.D.A. Commercial Complex Rohini Sector-8, Delhi
110085
Jeevan Bharati, Tower II
Zonal Office
‘01
Jeevan Bharati, Tower II, 124, connaught Circuls, New Delhi
110001
D-5,Amanpuri
Satellite Office
11WT001
D-5,Amanpuri, Kanha Ram Complex,Najafgarh Road, Nangloi,New delhi
110041
LIC of India, Rajouri Garden SO,
Satellite Office
0129T001
LIC of India, Rajouri Garden SO, , 2nd floor, B2 Parkash House, Rajouri Garden, Dist. West Delhi
110027
1st & 2nd floor, Plot No.4
Satellite Office
0128C001
1st & 2nd floor, Plot No.4, Community Center, Mayapuri Phase I, New Delhi.
110064
2-A, R-Block,
Satellite Office
031BT001
2-A, R-Block, , 1st floor, Uttam Nagar, New Delhi-110059
110059
JEEVAN PRAVAH
Divisional Office
‘033
Jeevan Pravah, Disstt.Centre, Janakpuri, New Delhi - III
110058
2ND FLOOR, JEEVAN PRAVAH
Branch Office
033B
2nd Floor, Jeevan Pravah, Disstt.Centre, Janakpuri, New Delhi
110058
4-B/2, TILAK NAGAR
Branch Office
033A
 4-B/2, Tilak Nagar, Delhi
110018
IST FLOOR,JEEVAN PRAVAH
Branch Office
031B
Ist  Floor, Jeevan Pravah, Disstt.Centre, Janakpuri, New Delhi
110058
Plot no 17,18,19,
Branch Office
011W
Plot no 17,18,19,, LSC,Bhera Enclave,, New Delhi
110058
A-3/24, First floor
Branch Office
011A
A-3/24, First floor, Janak Puri, New Delhi
110058
20A, 1ST FLOOR, SHIVAJI MARG
Branch Office
129
20A, 1st Floor, ShivajiI Marg, Near Moti Nagar Police Station, New Delhi
110015
C-26-27, COMMMUNITY CENTRE
Branch Office
128
C-26-27, Community Centre, Near Janak Cinema, Pankha Road, Janakpuri, New DelhiI
110058
PLOT NO.7-8, CENTRAL MARKET
Branch Office
012N
Plot No.7-8, Central Market, Sector 6, Dwarka, New DelhiI
110075
F-WING,1ST FLOOR
Branch Office
012E
F-Wing,1st  Floor, Local Shopping Centre, Ring Rorad, Naraina, New Delhi
110028
1st floor, 1643 Thana Road
Branch Office
011Y
1st floor, 1643 Thana Road, Najafgarh, New Delhi
110043
C-29,COMMMUNITY CENTRE
Branch Office
011T
C-29,Communicty Centre, Naraina Vihar Phase 1, New Delhi
110028
201, Garg Trade Centre
Satellite Office
012HT001
201, Garg Trade Centre, Sector-II, Rohini
110085
C-5-6, SANJAY MARKET
Branch Office
012H
C-5-6, Sanjay Market, Sector 2, Rohini, New Delhi
110085
39/14, Main Bawana Road
Satellite Office
012TT001
39/14, Main Bawana Road , Samaypur,Badli,, Delhi
110042
F-2/4
Satellite Office
011MT001
F-2/4, Krishna Nagar, Delhi
110051
K-59, Lajpat Nagar-2
Satellite Office
011ET001
K-59, Lajpat Nagar-2, New Delhi
110024
31, COMMUNITY CENTRE,
Branch Office
312
31, Community Centre, New Friends Colony, New Delhi
110065
Splendour Forum Building
Branch Office
012B
Splendour Forum Building, Plot No.3, Jasola Dist.Centre, Nr. apollo Hospital, Jasola-Sarita Vihar, New Delhi
110025
703, 704, 706, NDM-2
Satellite Office
0123C001
703, 704, 706, NDM-2, Netaji Subhash Place, Pitampura
110034
Batra Cinema Complex
Satellite Office
0123T001
Batra Cinema Complex, Mikerjee Nagar, Delhi
110009
G-1,MODEL TOWN
Branch Office
123
G-1,Model Town, Delhi
110009
PLOT NO-16, I BLOCK, SECTOR-1
Branch Office
011L
Plot No-16, I Block, Sector-1, DSIDC, Near ITI, Narela, Delhi
110040
16-A, KAMLA
Branch Office
011E
16-A, Kamla, Nagar, Delhi
110007
Sachdev Corporate Tower,
Branch Office
012T
Sachdev Corporate Tower,, 7th floor,Plot 8,Sec 8,, Rohini Delhi
110085
Sikka Galaxy
Satellite Office
011BT001
Sikka Galaxy, Local Shopping Centre, Shreshta Vihar, Delhi
110092
SCOPE MINAR, 9TH FLOOR,
Divisional Office
12
Scope Minar, 9th Floor, Laxmi Nagar, Delhi-II
110092
TIRUPATI BALAJI BUILDING
Branch Office
012F
Tirupati Balaji Building, 13/14, DDA Local Shopping, Centre, Pocket-II,Mayur Vihar
110091
SF-29,30,31
Branch Office
012D
SF-29,30,31, Aditya Mega Mall, Near Karkardooma Court, CBD, Shahdra
110032
F-149, MAIN BAZAR,
Branch Office
012K
F-149, Main Bazar, Laxmi Nagar, Delhi
110092
29-30, ANUVRAT TOWER
Branch Office
011P
29-30, Anuvrat Tower, Wazirpur, Community Centre, DelhiI
110052
G.T. ROAD,
Branch Office
011M
G.T. Road, Dilshad Garden, Delhi
110092
3rd & 4th floor, Jeevan Pragati
Branch Office
011D
3rd & 4th floor, Jeevan Pragati, 16. District Centre, Laxmi Nagar
110092
1st & 2nd Floor, Jeevan Pragati
Branch Office
011B
1st & 2nd Floor, Jeevan Pragati, 16, District Centre, Laxmi Nagar
110092
CAB, 517, KOTHI BHAGWAN
Branch Office
1021
CAB, 517, Kothi Bhagwan, Dass, Main Road Gandhi, Nagar, Delhi
110031
B 125 Hardevpuri,
Branch Office
012L
B 125 Hardevpuri,, Sikka Neet House, Near Durgapuri Chowk Shahdara
110092
SUNLIGHT BUILDING,
Branch Office
327
Sunlight Building, Ist Floor, Asaf Ali Road, Delhi
110002
JEEVAN RAKSHA BUILDING
Branch Office
326
Jeevan Raksha Building, Ist  Floor, 12/1 Asaf Ali Road, New Delhi
110002
LAXMI INSURANCE BUILDING
Branch Office
320
Laxmi Insurance Building, Asaf Ali Rorad, Delhi
110002
BHART BASE BUILDIN,
Branch Office
126
Bharat Base Building, Ist  Floor, 10, Daryaganj, DelhiI
110002
LAXMI INSURANCE BUILDING
Branch Office
116
Laxmi Insurance Building, 1st Floor, Asaf Ali Rorad, Delhi
110002
STATE BANK BUILDING
Branch Office
114
State Bank Building, Chandni Chowk, Delhi
110006
2/25, ROOP NAGAR
Branch Office
012P
2/25, Roop Nagar, Delhi
110007
3909-3912, HAMILTON ROAD,
Branch Office
012C
3909-3912, Hamilton Road,, Mori Gate, Delhi
110006
12/56, DESHBANDHU GUPTA
Branch Office
011K
12/56, Deshbandhu Gupta, Road, Karol Bagh, New Delhi
110005
B-1/I-1
Satellite Office
12B/C001
B-1/I-1, OHAN Co-Operative, Industrial Estate
110044
H-39, New Asiatic Building
Satellite Office
120T001
H-39, New Asiatic Building, Connaught Place, New Delhi
110001
Building No.11917
Satellite Office
0124T001
Building No.11917, Bapu Sadan, Sant Nagar, Karol Bagh, New Delhi
110005
Block 5, 4th Floor,
Branch Office
311
Block 5, 4th Floor,, Shopping Complex, Rajendra Place, New Delhi
110005
Block B, Plot No.1
Satellite Office
0311T001
Block B, Plot No.1, Local Shopping Center, Vasant Kunj
110000
18A/2, Ward No. 1,
Branch Office
011N
18A/2, Ward No. 1, , DESU Road, , Mehrauli, New Delhi
110030
Shop No.19 C, 19D, 20D
Branch Office
127
Shop No.19 C, 19D, 20D, DDA Complex, Vasant Lok, Vasant Vihar, New Delhi
110057
H-1, First floor, Vikramditya Town
Satellite Office
011ST001
H-1, First floor, Vikramditya Town, DDA Market, Alakanda Commercial
110019
G-9, Vardhman Trade Center
Branch Office
012G
G-9, Vardhman Trade Center, Nehru Place, New Delhi
110001
NBCC Tower-IV,
Branch Office
011X
NBCC Tower-IV, , Sector-5, Pushp Vihar, Saket,, New Delhi
110017
53/54,
Branch Office
011S
53/54,, Govardhan Bldg., Nehru Place, New Delhi
110001
August Kranti Bhawan
Branch Office
011R
August Kranti Bhawan, Plot No.25, Bhikaji Cama Place, New Delhi
110001
M-1,
Branch Office
011F
M-1,, South Extn. Part II, New Delhi
110019
DDA Community Center
Satellite Office
0310T001
DDA Community Center, Plot No.32, Pitampura
110085
4 B.S. Zafar Marg
Branch Office
031A
4 B.S. Zafar Marg, Nehru House, New Delhi
110002
Jeevan Prakash Bldg., 3rd floor
Satellite Office
0112C001
Jeevan Prakash Bldg., 3rd floor, 25, K.G. Marg, Connaught Place, New Delhi
110001
Jeevan Praksh, Post Box No.102
P&GS Unit
G103
Jeevan Praksh, Post Box No.102, 25, Kasturba Gandhi Marg, New Delhi
110001
F-19, United India Bldg.
Branch Office
031C
F-19, United India Bldg., Connaught Place, New Delhi
110001
3C-2,
Branch Office
031D
3C-2,, New Rohtak Road, New Delhi
110005
16 A/8
Branch Office
012A
16 A/8, W E A Karol Bagh, New Delhi
110005
25 K.G. Marg
Branch Office
011J
25 K.G. Marg, Jeevan Prakash Building, New Delhi
110001
United India Building, 3rd Floor,
Branch Office
011C
United India Building, 3rd Floor, , Connaught Place, , New Delhi
110001
Oriental 1st and 2nd floor
Branch Office
310
Oriental 1st and 2nd floor, 86, Janpath, New Delhi
110001
F-41, first floor
Branch Office
120
F-41, first floor, Connaught Place, New Delhi
110001
Building No.11917,
Branch Office
124
Building No.11917,, Bapu Sadan, Sant Nagar,, Karol Bagh, New Delhi
110005
C-38, Shopping Complex
Branch Office
119
C-38, Shopping Complex, Moolchand, New Delhi
110024
64
Branch Office
118
64, Janpath, New Delhi
110001
25 K.G. Marg
Branch Office
117
25 K.G. Marg, Jeevan Prakash Building, New Delhi
110001
N-72
Branch Office
115
N-72, Connaught Circus, New Delhi
110001
Jeevan Tara Building
Branch Office
113
Jeevan Tara Building, 1sr Floor, Gate No.4, 5 Sansad Marg, New Delhi
110001
N-69
Branch Office
112
N-69, Connaught Place, New Delhi
110001
Boombay Life Building
Branch Office
111
Boombay Life Building, N Block, Connaught Place, New Delhi
110001
6/32-33,
Branch Office
108
6/32-33,, Gurudwara Road, Karol Bagh, New Delhi
110005
9-10,VIPIN GARDEN
Satellite Office
11YT001
9-10,Vipin Garden, Najafgarh Road, Near Metro pillar no-801,Dwarka mode (NAWADA)
110059
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